See how IMG compares to other providers on Squaremouth in customer satisfaction and service quality:
*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.
IMG customers have noted that the customer service is attentive both before and during their trips, especially when they need to modify their policies. Some customers have experienced difficulties with the online claims portal and uploading documents. However, IMG has recently improved its claims process to make it more efficient and transparent for customers.
Filed a claim two weeks ago and have heard nothing. They initially said allow 48 hours but when I went on my claim page it said 15 days. We are just now past that date
Relatively painless experience to process a travel claim relating to a delay from a hurricane, and nothing was denied. Make sure to have all your receipts and a clearly written explanation, but that's it. Takes a bit of time to enter everything but it's pretty straightforward and self explanatory. Updates via the web site and email. Received the check in about 2-3 weeks or so.
IMG was efficient to work with.
Completed the claim in a week. Received the funds shortly thereafter.
Thank you
They were easy to contact for pre-travel adjustments to the dates and provided the updated documents. I have a claim that is early in the process. It was fairly easy to make the claim but did require a number of items to meet the documentation (a bit of chore, but the ship medical warned of some of the document requirements and provided them to me before I disembarked. Probably would be helpful to be aware of needed documentation for needing to open a claim. The documents required may not be readily available after the trip, so that is concerning.
My claim was very straightforward - claimed compensation for a non-refundable deposit for a trip we had to cancel due to medical reasons. I did my research on their site to understand what was required to submit such a claim, and once submitted the documentation, the claim was processed quickly and accurately without any issues.
We have already signed up to take this trip in 2027 and have already purchased the same policy!
Answered all my questions
Excellent coverage for the price. Much better benefits compared to the insurance offered by the cruise line.
It's expensive, but it gives me peace of mind when traveling overseas. I haven't used the benefits, so I can't comment on how quickly they respond in an emergency, but overall, I will buy a plan again because it's cost-effective.
Why did it take a month to realize that the incident was covered. Initial rejection and appeal BOTH missed that the policy was purchased in a timely manner and the claim was legitimate and should be paid. Took multiple emails and a phone call to get someone to recognize that I WAS covered, and that the policy was legitimate and in force. After a month of bouncing around and multiple rejections, once the person in the UK realized THEIR mistake at not understanding a calendar and dates of policy initiation and coverage, I received a check for the proper amount within 10 days. No clue why it was so hard, and even the appeal was initially rejected for the same mistake of the adjuster not understanding the dates of coverage and the policy period. WAAAY too much time on my part to get this settled - so much for online only customer (dis)service. At least the agent I FINALLY got to speak with on the phone quickly saw the error by the adjuster/s and helped get it quickly resolved.
Last updated: October 19, 2026