Berkshire Hathaway offers four comprehensive policies on Squaremouth, all with an A++ rating from AM Best. Their LuxCare plan covers trip cancellations for trips costing up to $100,000 per traveler, making it a popular choice for those with expensive trips.
See how Berkshire Hathaway Travel Protection compares to other providers on Squaremouth in customer satisfaction and service quality:
*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.
Berkshire Hathaway customers find customer service agents helpful and easy to reach. While the provider has an efficient claims process, some customers report frustration with the communication and clarity while waiting for reimbursement.
I have used Squaremouth several times to obtain Travel Insurance, but never had to actually use it for a claim. However, with this latest insurance, I was a bit disappointed in the answers I received from Bershire's customer service. Since a hurricane was named and our destination was directly in the path, I had called customer service for some information about cancellation and they were very vague. Maybe I missed this in the policy, but it seems it should be more clear as to what would determine if a claim would likely be paid if we cancelled due to said hurricane. There was a mandatory evacuation within 48 hours of our arrival date, but apparently, a claim would be determined depending on the damage that actually occurred after the fact. Obviously, I am not going to head directly into the path of an incoming hurricane.
The end result was fine, as Airbnb did allow cancellation once the mandatory evacuation was issued. This experience makes me question if travel insurance is worth it, if the main objective is weather, specifically a hurricane. Seems to me, if your destination is in the path, and landfall is within 48 hours of your arrival date, it should cover cancellation. That said, the insurance for cancellation due to a named hurricane is in a very "gray" area. I will, most likely, still go through Squaremouth to obtain travel insurance, but would like to see the insurance companies be more specific in the description of what and when cancellation or interruption would be covered in a weather related event.
Thank you for sharing your experience. We understand that weather-related travel decisions can be stressful, especially when a hurricane may impact your destination.
Because storm conditions can change quickly, claim eligibility often depends on how the event ultimately affects your travel plans and the documentation provided during the claims process. While we cannot determine coverage in advance, we encourage travelers to submit a claim whenever they believe they may have experienced a covered loss.
We appreciate your suggestion for clearer explanations of hurricane-related coverage and will share your feedback with our team. We wish you safe travels in the future.
Folks I spoke to were super helpful and reassuring.
Thank you for your kind words! We're delighted to hear that our team was helpful and reassuring throughout your experience.
Even though I didn’t have to file a claim purchasing a policy was easy and budget friendly. Customer service explained how the policy worked and how to file a claim if there was a need to do so.
Thank you for your review! We're happy to hear that purchasing your policy was easy, affordable, and that our customer service team was able to clearly explain your coverage and the claims process. While we're glad you didn't need to file a claim, it's great to know you felt informed and prepared throughout your trip planning. Thank you for choosing Berkshire Hathaway Travel Protection!
Hello Team, I have made two claims, Emergency Medical claim & Flight delayed travel expenses claim. I don’t like the way they assessing my claim. No update yet !! Customer Service is not great and ever I don’t update my Emergency Medical claim !! It’s been more than 2 weeks !!
Thank you for your feedback. We understand how frustrating it can be to feel that your claims are not progressing as expected. Our records indicate that our team has reached out multiple times regarding both your Emergency Medical and Flight Delay claims and is currently awaiting additional information needed to continue the review process. We would like to assist in moving your claims forward and encourage you to contact our Claims Team at your earliest convenience so we can work toward a resolution. We appreciate the opportunity to help.
I called Berkshire Hathaway to start my claim and they answered the phone quickly instead of having me on hold for a long time, which was my experience with another company years ago. The representative helped me kindly and emailed me what I would need to submit. She was friendly and made sure I received her email before signing off. She also clarified that I would have one year to submit documentation.
Review Updated: 10/23/2026
The company representative was easy to work with when I first initiated my claim on the phone. After submitting my documentation online, I received my requested payment in my bank account in 15 days.
Thank you for sharing your experience! We're pleased to hear that our claims team was able to assist you promptly and provide the guidance you needed. Delivering responsive, friendly service during what can be a stressful time is very important to us.
We could not go on this trip, so I was told to claim. I have only gotten an email back asking for more paperwork, and I have not had time to even do that.
Review Updated: 10/20/2026
I feel that this insurance was a ripoff. When we couldn't go, the insurance agency told me that we probably had a claim and to claim it. At the same time, they said we need to book the insurance for the new travel dates. I couldn't get the insurance moved from the trip that we could not go on to the rescheduled date in December. ....So I ended up paying twice!
I will not use this agency again.
We're sorry to hear that you were unable to take your trip and understand that dealing with a claim can feel overwhelming, especially when additional documentation is requested.
In order to properly review a claim, our claims team needs supporting documentation to verify the circumstances and eligibility for coverage. We encourage you to submit the requested paperwork when you have an opportunity, as this will help move the review process forward.
My only issue is that when I increased my coverage that it was much higher than current coverage due to antiquated underwriting rules that make no business sense. Only a dork actuary could be so inflexible.
Thank you for your feedback. We understand that pricing changes can be frustrating, especially when increasing coverage. Insurance rates are based on a variety of underwriting factors, and we appreciate you sharing your perspective. Your comments will be shared with our team as we continually evaluate ways to improve our products and customer experience.
I want to thank you for the protection for the time I was away. I hope to continue to do business in the future travel trips. Thank you again
Thank you for your kind review! We're glad we could provide peace of mind during your travels. We appreciate your trust and look forward to helping protect your future trips.
It was DIFFICULT to get urgent assistance
The only issue is they take a maximum amount of time to respond after each communication.
Last updated: October 19, 2026