Overview

Berkshire Hathaway offers four comprehensive policies on Squaremouth, all with an A++ rating from AM Best. Their LuxCare plan covers trip cancellations for trips costing up to $100,000 per traveler, making it a popular choice for those with expensive trips.

Trips Protected
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SINCE 2016
103,725
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AVG. MONTH
727
Total Reviews
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SINCE 2016
980
Detailed Rating
Customer Service Before Trip
4.38/5
Customer Service During Trip
3.77/5
Customer Service During Claim
4.07/5

See how Berkshire Hathaway Travel Protection compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.29 (980 reviews)

Berkshire Hathaway customers find customer service agents helpful and easy to reach. While the provider has an efficient claims process, some customers report frustration with the communication and clarity while waiting for reimbursement.

  • 5
    642
  • 4
    157
  • 3
    95
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    35
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  • Berkshire Hathaway Travel Protection policy: ExactCare Value

    It has been 16 days and when I followed up, they are behind on claims, I should wait. I will never use this company again

    Linda from NJ
    Review Received: February 11, 2025
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    4 out of 4 people found this review helpful
    Response from Berkshire Hathaway Travel Protection

    We apologize that this has been a frustrating experience. We always strive to process claims as quickly as possible and, to properly set expectations, we include our current processing timeframes in our requests for documentation – in this case 15 business days. In reviewing your claim file, we can confirm that your claim was opened on January 27th and we received your supporting documentation on January 28th. Based on those dates we would expect your claim to be fully processed by February 18th. We apologize if this timeframe seems long, but it ensures that we can fully review all aspects of your claim and reach the most accurate determination. We hope you’ll give us another chance to assist you with your travel insurance needs. Safe travels!

    Berkshire Hathaway Travel Protection policy: ExactCare Value

    Michael from MD
    Review Received: February 7, 2025
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    0 out of 0 people found this review helpful

    Process to enter claim was straightforward. Processing took a little longer than hoped. Claim was only partially approved, which was somewhat disappointing.

    Berkshire Hathaway Travel Protection policy: ExactCare Value

    From past experience with BH travel insurance, I was frustrated that despite sending ALL the required documents online with the claim, they still requested some of the same documents in an email that I had already uploaded online. It appeared that the claim processors were not looking carefully at all the documentation that was provided and just delaying the claim unnecessarily.

    None from TX
    Review Received: February 1, 2025
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    11 out of 11 people found this review helpful
    Berkshire Hathaway Travel Protection policy: LuxuryCare

    Piece of mind

    David from TX
    Review Received: January 31, 2025
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    1 out of 1 people found this review helpful
    Berkshire Hathaway Travel Protection policy: ExactCare

    I have bought many travel insurance policies over the years. Usually, there is no reason for a claim. But, the true test of a company is what they do when you have a real situation. I had a long travel delay (over 8 hours in a Bogota airport) because of a missed connection. I submitted proof of the delay and copies of my receipts showing purchase of food, water, etc. It was a $75 claim in all. But, the receipts were in Colombian Pesos. Berkshire processed my claim within a reasonable time and reimbursed all but $6 of my claim. I felt that was a satisfactory resolution to it and am pleased that they took care of the expenditures resulting from my delay.

    Overall: I would recommend them and buy another policy from Berkshire.

    Justin from TN
    Review Received: January 29, 2025
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    5 out of 6 people found this review helpful
    Berkshire Hathaway Travel Protection policy: ExactCare Value

    We did file a claim because our travel was delayed and our baggage was misplaced… late to our destination- but have not heard back yet…

    Kerry from MA
    Review Received: January 19, 2025
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    6 out of 10 people found this review helpful
    Berkshire Hathaway Travel Protection policy: ExactCare Value

    Your travel insurance provided no insurance during a medical emergency for my wife while in Paris. Your tele support was useless and your insurance provided no value.

    Vernon Gooden from GA
    Review Received: January 14, 2025
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    13 out of 15 people found this review helpful
    Berkshire Hathaway Travel Protection policy: LuxuryCare

    Told by BHTP that my small claim with full documentation will take 12-15 weeks to settle. This seems unreasonably long.

    MICHAEL from FL
    Review Received: December 28, 2024
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    11 out of 12 people found this review helpful
    Berkshire Hathaway Travel Protection policy: ExactCare Value

    Excellent. I was looking for simple medical coverage for my spouse and I, she for two weeks and myself for about ten days of travel in Italy. We're of a certain age and are able to handle delays, cancellations and other travel issues, but did want something to get us in the hospital or doctor's office door if we took a fall, caught the flue or covid, or experienced any other medical problem. I was not about to pay the $200-500+ that policies covering non-medical eventualities cost. The policies we took out were very reasonably priced, really about the same as the daily cost of medical insurance at home.

    I had a question when enrolling. The person who answered the given phone number after just a few rings was helpful, and took the time to get back to the insuring company with an answer to my question. All for a very low cost policy.

    Best part was, of course, that we didn't need to use the insurance that we paid a very reasonable price for.

    Malcolm from DC
    Review Received: December 19, 2024
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    8 out of 9 people found this review helpful
    Berkshire Hathaway Travel Protection policy: ExactCare Value

    I called and talked to a representative who cordially assisted me and my needs.
    Great customer service!

    Dianne from TN
    Review Received: December 12, 2024
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    1 out of 2 people found this review helpful

Last updated: October 19, 2026