Overview

Aegis provides three distinct policies on Squaremouth, including a stand-alone Trip Cancellation policy ideal for travelers who already have medical coverage. Their most popular plan, Go Ready Choice, is favored by international travelers with high trip costs.

Trips Protected
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SINCE 2013
80,878
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AVG. MONTH
694
Total Reviews
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SINCE 2013
1,480
Detailed Rating
Customer Service Before Trip
4.21/5
Customer Service During Trip
3.46/5
Customer Service During Claim
3.35/5

See how Aegis compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.09 (1,480 reviews)

Many Aegis customers appreciate the level of service they receive when they have questions about their coverage or need assistance while traveling. In contrast, other travelers have reported difficulties in obtaining status updates on filed claims.

  • 5
    833
  • 4
    293
  • 3
    171
  • 2
    73
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  • Aegis policy: Go Ready Choice

    Claim was submitted for a certain dollar amount with 2 receipts, one of which was not uploaded.
    Instead of communicating that they were missing a receipt, they cut a check for partial payment with zero contact.
    Extremely difficult to get in touch with anyone.
    I’ve emailed them twice with a copy of the receipt and no response.
    Phone mailbox is full-you can’t speak to anyone.
    I will not choose Aegis again.

    Melanie from TN
    Review Received: August 24, 2026
    Was this review helpful?
    5 out of 6 people found this review helpful
    Response from Aegis

    Thank you for sharing your feedback, Melanie. We sincerely apologize for any miscommunication regarding your claim. After reviewing your file, we see that once the missing receipt was provided, the remaining balance of your claim was quickly approved for payment. You should have already received an email with instructions to select your preferred payment method. We appreciate your patience and the opportunity to resolve the matter.

    Aegis policy: Go Ready Choice

    I face planted about an hour after boarding the Sun Princess in Barcelona on Aug 8. Went to ER to determine extent of my injury. No brain bleed but orbital bone fractures. Insurance was helpful and careful. We missed the cruise. They got us on a non stop flight home on the 14th.

    I’m currently buried under forms and receipts to get reimbursed for medical, hotel and food in Barcelona.

    Thankful I got the insurance.

    Cheryl from CA
    Review Received: August 23, 2026
    Was this review helpful?
    2 out of 2 people found this review helpful
    Response from Aegis

    We are so sorry to hear about your injury and that you had to miss your cruise, Cheryl. Most importantly, we're thankful that you're recovering. We see that our team has already communicated with you about how to move forward with the claim. If there's anything more we can do to assist you, please don't hesitate to reach out. We wish you a smooth recovery and appreciate your trust during such a challenging situation.

    Aegis policy: Go Ready Choice

    The agent was very informative on options available to me when I found out my flight was canceled due to a labor dispute.

    Katrina from FL
    Review Received: August 10, 2026
    Was this review helpful?
    1 out of 1 people found this review helpful
    Response from Aegis

    Thank you for sharing your experience, Katrina! Unexpected travel disruptions can be stressful, and we're pleased we could help you understand your options. Thank you for choosing Aegis. Please don't hesitate to reach out again if you need further assistance.

    Aegis policy: Go Ready Choice

    Difficult to contact claims people and find information on the claim and the EOB.

    Henry from AZ
    Review Received: August 3, 2026
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    4 out of 4 people found this review helpful
    Aegis policy: Go Ready Choice

    I had to cancel the trip and asked for Slater coverage. They said l would have to name a new destination before the original departure.
    Aegis was not customer oriented.
    I had a similar situation with IMG and could use the insurance for almost a year later. Img is much more flexible.
    Aegis is off my list.

    Bernd from CA
    Review Received: July 22, 2026
    Was this review helpful?
    2 out of 2 people found this review helpful
    Response from Aegis

    Thank you for sharing your feedback, Bernd. We understand your frustration. In this case, policy extensions after the original departure date require an exception from the underwriter. If you have a new date for travel, and documentation that the old trip was cancelled and refunded without any penalties, then we are able to go to the underwriter to request an exception. Please contact us directly at (800) 774-3959 so that we can further assist you.

    Aegis policy: Go Ready Choice

    Aegis never ever contacted me and I filed a $500 claim.

    Angela from FL
    Review Received: July 1, 2026
    Was this review helpful?
    2 out of 2 people found this review helpful
    Response from Aegis

    Thank you for your feedback, Angela. We understand the claims process can feel frustrating when you're waiting for updates. After your claim was submitted, a confirmation email was sent acknowledging receipt of your claim. While many claims are resolved within two weeks, some require additional review and can take up to 15 business days. At the time of your review, your claim was still within that processing timeframe. We also emailed you a request for additional information recently to help us move your claim forward. If you have any questions or need assistance, please don't hesitate to contact us.

    Aegis policy: Go Ready Choice

    The company was very good at taking our money. However, when it came to paying for a trip cancellation, they were both confusing and ultimately refused reimbursement . THe reasons effectively eliminate the rational for having the insurance in te first place. WE would not use them again

    Robin from WA
    Review Received: June 26, 2026
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    4 out of 4 people found this review helpful

    Review Updated: 07/31/2026

    Zurich was very difficult to deal with. Only when an Aegis representative got involved, did the company start to be proactive in addressing the arcane reason my claim was denied initially.

    The Aegis rep. that did finally help me was polite, effective and prompt in her responses. However, taken as a whole, from the initial taking the policy to finally resolution, I found Aegis provided poor advise and, only after my persistence after denial by Zurich, became involved. I doubt that I will use them again

    Response from Aegis

    Thanks for your feedback, Robin. We understand why this outcome feels confusing. While the flight was canceled, because travel had already begun, the claim fell under Trip Interruption and Travel Delay coverage rather than Trip Cancellation.
    After review, the airline identified the cancellation as an operational issue, which is not a covered reason for reimbursement of additional airfare under the policy. Travel Delay coverage may reimburse certain expenses related to a qualifying delay, but it does not provide coverage for replacement airfare.
    We apologize for any frustration this might have caused and appreciate the opportunity to clarify. Our 24/7 assistance team is always available to answer questions. Please reach out to us directly if we can provide any further support.

    Aegis policy: Go Ready Choice

    Buying the policy was simple and clear. We have never made a travel insurance claim before but it was necessary this trip as we had to cancel the entire trip due to illness. We're hopeful that our claim is accepted.

    Mary Louise from DE
    Review Received: June 12, 2026
    Was this review helpful?
    1 out of 2 people found this review helpful
    Response from Aegis

    Thank you so much for your kind review! We’re glad to hear it was a smooth process, though we’re sorry to hear your trip had to be canceled.
    Currently, our system isn’t showing that a claim has been submitted. We tried reaching out to assist and left you a voicemail. We’re here and happy to help in any way we can to get this resolved for you. Please don’t hesitate to reach out.

    Aegis policy: Go Ready Choice

    I am not happy with the process. I have sent the requested documents twice and each get a response that appears to be AI generated asking for the same documents. I’ve asked them to call be so far no luck. I’d appreciate your intervention
    714-328-0217
    Steve Sanfilippo

    steven from CA
    Review Received: June 9, 2026
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    4 out of 6 people found this review helpful

    Review Updated: 07/07/2026

    It took too long due to the use of AI technology. Best to speak to a live person

    Response from Aegis

    Thanks for providing this feedback, Steve! After investigating this further, we see that your claim was approved for payment, and our team representative spoke to you directly to share this update. We’re glad we could help!

    Aegis policy: Go Ready Choice

    Did not take the trip due to medical issues. Working with Aegis is difficult. They ask for duplicated information. Medical letter was required, sent, and when that was not enough a medical form had to be filled out by doctor. They are pleasant enough on the phone but I feel that the company wants me to give up. Requirements keep being amendef

    elizabeth from WI
    Review Received: June 8, 2026
    Was this review helpful?
    6 out of 6 people found this review helpful
    Response from Aegis

    Thank you for this feedback, Elizabeth. We understand that the claims process can feel involved, especially during an already stressful medical situation, and we appreciate the effort required to gather documentation.
    To move your claim forward, certain items are needed to properly evaluate eligibility under the policy. These requirements are consistent with standard insurance claims processes and are part of ensuring claims are reviewed accurately and fairly. While these were requested via email, our claims manager will be reaching out to you directly to offer additional support. We're here to help you!

Last updated: October 19, 2026